Why does the type of animal have an affect your pets insurance coverage? Dogs tend to cost more to insure than cats. Dogs are more prone to accidents than cats, but also some breeds of dogs have heredity defects that increase their cost to insure. Exotic pets like snakes, monkeys, ferrets have higher insurance costs because they are not typical pets.
The breed of the animal affects the coverage your animal will receive because some breeds have hereditary or genetic defects that occur quite often. These conditions will increase the cost of your coverage.
The location of which you live such as a city versus rural environment will have an affect your pet's coverage because of the population and increased risk of accidents. Where your animal lives like being indoors or outdoors will also affect your coverage.

Pet Health insurance
The largest and most significant factor in pet health care coverage is cost. What do you intend to spend to adequately cover your animal? Paying larger premiums for your pet health care coverage will give you more coverage for your animal than a smaller monthly premium.
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